by Jonas Kruckeberg
November 5, 2009
California FHA loans require documentation – a lot of documentation. That’s a good thing, in my opinion. This compilation of paperwork is typically sent in by fax by my clients. The problem is – trying to fit a Stainless Steel Kitchen Sink through the fax. At least that’s what it seems like you have [...]
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by Jonas Kruckeberg
October 24, 2009
How Much Can You Borrow?
How do banks decide how much money to lend you in California? They base their decision on their estimate of your ability to repay the loan.
To make this estimate, they look at your income, your available cash, your debt, your credit history and your Loan To Value.
Riverside County’s updated lending limits [...]
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