California USDA Home Loans are in high demand in Riverside County especially in the cities of Menifee, Temecula, Murrieta and Sun City, just to name a few. For a home buyer USDA Home Loans has everything you’d ever want in a loan program.
USDA Home Loan Highlights
- 100% Financing
- No Down Payment
- No Mortgage Insurance
- No Cash Reserve Requirements
- No Seller Contribution Limitations
- Finance up to 102% of appraised value
- 100% Gifted Closing Cost permitted
- 30 year fixed rate loan with No Prepayment Penalty
Video Highlights
- Income limitations – definitely check with me on this
- Property Eligibility – USDA property search – surprising to see what homes are eligible
- Approval – Full Conditional Approvals is the answer to today’s market
Buyers, Sellers, Real Estate Agents – a buyer with a Full Conditional Approval from a USDA lender is as good as gold. Time line restrictions are foregone, ordering the appraisal immediately upon acceptance of contract is available, shorter turn times are inevitable.
When making an offer or receiving one, look for a buyer with these credentials. You will be pleasantly surprised.
To learn more about the Guaranteed USDA Home Loan Program, to apply for a loan or to work with Jonas Kruckeberg as a Referral Partner please Email me or call 951-506-4663.
