Credit Crisis Revealed Once Again

by Jonas Kruckeberg on February 8, 2010

The credit crisis has been in our media, tabloids, discussions for 3 years, so why am I bringing it back up?
I learned long ago while I was in the restaurant business to never forget where you came from.  I started out as a dishwasher, then moved my way up the ladder to reach General Manager [...]

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Eating Out in Temecula at Islands where Kids Eat Free Mondays

by Jonas Kruckeberg on February 4, 2010

Did you know that Islands Restaurant lets Kids Eat Free Monday – all day? Did you know that you can order your food to go and they still allow the kids meals to be free?
We discovered this a few months back and ever since my family and I have been ordering our Islands food [...]

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Closing Cost Assistance and Appliance Incentive for California Fannie Mae Homes

by Jonas KruckebergFebruary 2, 2010

Fannie Mae is offering a 3.5% incentive* for California home buyers who purchase and close on a Fannie Mae-owned home between January 28 and April 30, 2010. Buyers purchasing properties listed on this site that are closed within this period may receive up to 3.5% of the final sales price for:

Closing costs;
The purchase [...]

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FHA Will Survive

by Jonas KruckebergJanuary 21, 2010

When the Government poops on us, turn it into fertilizer, right?
FHA announced yesterday, January 20, 2010 some additional policies:
WASHINGTON – Federal Housing Administration (FHA) Commissioner David Stevens today announced a set of policy changes to strengthen the FHA’s capital reserves, while enabling the agency to continue to fulfill its mission to [...]

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FHA 90 Day Flip Rule is Waived

by Jonas KruckebergJanuary 19, 2010

Just when you thought there was no where to turn – Home Buyers, Home Sellers, Home Investors – HUD just gave a nice boost for California FHA insured mortgages.   The 90 Day Flip Rule that hindered FHA buyers and certain home sellers from going into contract together has been temporarily waived for 1 year.
Starting [...]

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Eating Out in Temecula – Julls BBQ and Dog House

by Jonas KruckebergJanuary 11, 2010

I want an outside eatery with cheap beer and wine, great BBQ food and a ton of room for my kids to run around. This is what I said to my wife one day as we drove aimlessly around town looking for a place to munch.
“I don’t want to go there, we always go there. [...]

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12 Days of Christmas – Mortgage Edition

by Jonas KruckebergDecember 21, 2009

Here it is! Finally.
The 12 Days of Christmas Mortgage Edition
To those outside the Real Estate industry, here’s who we are and a little explanation of what we are talking about:
Day 1- Mark Savitt – Former President of NAMB
Andrew Cuomo – New York State Attorney General
HVCC – Home Valuation Code of Conduct
Day 2 – [...]

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How To Buy a New Home When Your Current Home is Upside Down

by Jonas KruckebergDecember 2, 2009

Buying a home in this market can be difficult to say the least.  Buying a new home with a loan when your current home is upside down seems near impossible. Not for Jim and others like him.
You see, Jim, like many people out there, makes decent money and unfortunately he paid too much for his [...]

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No Credit Score Borrower Buys First Home in California

by Jonas KruckebergNovember 17, 2009

Back by popular demand, here is the next entry into my Success Stories – A California first time home buyer with no credit score obtains a FHA loan approval and buys a home – truly amazing!
Rocky doesn’t have a FICO score, basically no credit equals no credit score. Initially, Rocky had a loan officer that [...]

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California First Time Home Buyer Under 620 Credit Obtains FHA Loan

by Jonas KruckebergNovember 9, 2009

Is it really possible for a California first time home buyer with under 620 credit score to obtain a FHA loan? Most people would disagree. The Jonas Kruckeberg Team fights day in and day out for clients to obtain their dream of homeownership, so to all the naysayers let this be a demonstration that it [...]

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